You the Borrower may qualify for a home loan in as little as 12 months if they experienced a bankruptcy, preforeclosure sale, deed-in-lieu, short sale, or foreclosure due to a qualifying economic event.
Required Documentation:

  • Adverse credit impairments were the result of a Loss of Employment or a significant loss of Household Income beyond the borrower’s control.
  • The borrower has demonstrated full recovery from the event
  • The borrower has completed housing counseling.