Finding the right home can be a lengthy process that is filled with numerous challenges.

Fortunately, there are ways to avoid many of the biggest and most common mistakes

homebuyers make.

You've already filed your 2008 tax returns and maybe you've already received your refund. That means it's too late to obtain the $8,000 tax credit for first-time home buyers enacted by President Obama's Stimulus Plan, right? Wrong. The great thing about this tax credit is that you can still get the cash this year, even if you've already filed your taxes for 2008 – and the money is yours to keep. You don't ever have to pay it back, as long as you stay in the home for at least 36 months.


There's a lot of confusion in the media surrounding this tax credit, but it's actually pretty simple. Qualified first-time home buyers (anyone who hasn't owned a home in the three years prior to the purchase) can receive a tax credit of 10% of the purchase price up to $8,000. All you have to do is purchase a primary home (that means a home you'll actually live in, not an investment home) any time between Jan. 1, 2009 and Dec. 1, 2009. If you make a qualified purchase after April 15, or after having already filed your 2008 taxes, you and your tax professional can submit an amendment to your return and receive the credit on your 2008 taxes – you don't have to wait until next April.


 Certain restrictions have been put in place, and I am happy to discuss them with you. If you are a seasoned homebuyer, you can still take advantage of low interest rates, reduced home prices and more choices. It’s a perfect time to find a home you really love.

Another mistake some buyers make is submitting an offer on a home before they are

pre-qualified. Talking to a bank or mortgage representative and getting pre-qualified prior

to shopping allows you to determine the best price range based on your income. This

enables you to search with confidence and makes you more appealing to the seller.

I have compiled a list of 10 common mistakes that buyers make when purchasing their

next home, along with tips on how you can avoid them.  Please click here for

Download 10 COMMON MISTAKES Buyers Make When Purchasing a Home .

Buying your next home should be a fun and satisfying experience. I can help ensure that your search for a home is free from anxiety!

If you would like to get loan information from recommended bank's, or get started and view all homes, condos, investment properties, pre-foreclosures or bank owned foreclosures (REO's), please visit our website at: 
 County Properties San Diego or County Properties Riverside