Our Client Preferred Lender get an EZ Loan & a Home

Here is a message from our preferred home loan lender,

If you are on the fence, it may be time to move forward.  Here are just a few ways that can help.

1. Mortgage Broker shop mini other preferred wholesale lenders to get you the best rate in terms meet or beat.
2. Provide an interest rate quote with no credit pull. In minutes with a paystub, or retirement or self-employed document.
3. Help you to get pre-approved if you would like to buy a new primary residence, second home or even an investment property.
4. Assist you with refinancing your mortgage to reduce the payment, rate and or the term of your loan.
5. Are you looking for a cash out refinance that can help you pay off debt, do home improvements or even to invest?  I can provide you with the best options available.  (Ask your CPA regarding the tax benefits of utilizing your homes equity)
6. Has the bank turned you down? The lender can do loans that the standard banks can’t do.  Can do Non-QM loans.  Working with a Mortgage broker allows them to have a solution for almost every challenge when it comes to getting a home loan.”
7. One stop shop with over 75 different lenders and banks to find you the best rate and the best terms!
8. Having trouble with your existing loan behind in payments? Financial challenge or risking foreclosure  our preferred lender could solve that problem for most clients.

Preferred buyers lender programs bullet points

• Bank statement loans to 90% Loan to Value.
• Full-doc loans start at a 500 credit score.
• Investment No Doc loans.
• Owner-occupied Stated Income loans.
• Tax ID number only loans.
• Land and construction loans.
• Jumbo loans.
• Foreign National Financing.
• Hard money loans 
• HELOC to 90% loan to value  
• Zero down payment 

Also:

• Prime aggressive rates for Prime Loans.
• 2 to 1 buydown purchase loans for the full doc.
• 30-year loans start at lower rates the NOTE rate.

Lets get you a good loan

Common Questions from Buyers with “not so good” Credit

 

Can I get an FHA or VA mortgage if I have no credit history? Yes… Need Non-Traditional Credit References: – 3 eligible, open lines of credit  – 1 reference a landlord or utility company – other credit references: ie.:internet/mobile phone providers, tuition, etc.  What if I’ve missed a mortgage or rent payment? Yes… – purchase money loan guidelines are more flexible – need “good reason” why payment missed – FHA Streamline Refinance program guidelines more strict What if I have filed for bankruptcy? Yes… Chapter 7 bankruptcy filing – 2 years pass between the date of bankruptcy discharge and the date of home loan application. Note that this is not two years from the date of bankruptcy discharge to the date of closing– it’s two years to application. Chapter 13 bankruptcy filing – made payments to creditors on time for a period of 1 year – written approval of the court-appointed trustee – letter of explanation for the bankruptcy filing – show that satisfactory credit has been since re-established. Can I get an FHA mortgage if I’ve had a foreclosure? Yes… – 3 year lockout period for homeowners who have been foreclosed upon, or who have received a deed-in-lieu of foreclosure Can I get an FHA mortgage if I have judgments, collections and federal tax liens? Yes… – There are no dollar limits for items in collection on an FHA mortgage applicant’s credit report. – All judgements to be paid-in-full – Federal tax liens to be resolved prior to closing   Lets get you a good loan