HELP with Homeowner Government Programs-Updates starts April 5, 2010

To simplify all of the confusion, “Hope” and “Making homes afordable” programs are broad names that encompus the specific options listed below.     The specific program options are the following: (click on specific program for details) HARP...

IRS tells homeowners how to get tax relief if a lender forgives part of their debt

Generally, the Internal Revenue Service (IRS) treats debt forgiveness by a creditor as taxable income.  However, under federal legislation that took effect in 2007, certain home mortgage debt cancellations—such as loan modifications, short sales, or...

Coming soon: National Homeownership Retention Program Update

On March 24, 2010, Bank of America announced enhancements to the National Homeownership Retention Program to modify the mortgages of qualified homeowners who are experiencing financial hardship. The National Homeownership Retention Program is already available to...

You don’t need a stinkin’ compost container

Green Tip of the Week:  You don’t need a stinkin’ compost container Who needs a decorative pail on the counter to collect compost—and odors—when you can use a castoff container, such as a margarine container or a cardboard milk carton? Put the container in your...