Did you know that in much of the country, families are spending over 30% of their income just to keep a roof over their heads? It’s a growing concern—and not just in big cities. But here’s the good news: five states are bucking the trend.
These states strike a better balance between what homes cost and what people earn. They offer more breathing room for your budget—and a real shot at owning a home without financial strain.
Let’s dive into the states that are changing the game in housing affordability and explore how you can take advantage of it.
1. Iowa: The Heartland’s Hidden Gem
With its low median home prices and a cost of living well below the national average, Iowa stands out. Cities like Des Moines offer a surprising mix of job opportunities, livability, and affordability.
Example: A median-priced home in Iowa is around $200,000, while the median income allows for comfortable monthly payments well under the 30% threshold.
2. Ohio: Midwest Value Meets Urban Access
Ohio is another state where your dollar stretches. Columbus and Cincinnati provide diverse job markets, universities, and cultural hubs—all with housing prices that don’t break the bank.
This state has made strides in urban redevelopment while keeping homes accessible to working families.
3. Indiana: Affordable and Growing
Indiana’s job market is expanding, especially around Indianapolis. Combine that with home prices averaging under $230,000 and no local income tax in some counties, and you get a highly livable, budget-friendly option.
It’s a great place for first-time homebuyers or families looking to settle down.
4. West Virginia: Scenic and Sensible
Often overlooked, West Virginia boasts some of the lowest median home prices in the nation. With natural beauty and a slower pace of life, it’s ideal for retirees, remote workers, or anyone seeking space without high housing costs.
You can find well-maintained homes under $150,000 in many towns.
5. Michigan: Rebounding with Opportunity
Detroit’s revival and the continued strength of Grand Rapids and Ann Arbor show that Michigan is on the rise. Housing remains affordable, especially compared to coastal cities, and there are incentives for homebuyers in revitalization zones.
Michigan is a top pick for those who want affordability without sacrificing career prospects.
How County Properties Can Help
At County Properties, we specialize in matching homebuyers and investors with opportunities in affordable, high-potential areas. Whether you’re moving across the country or looking for the next great investment, our team is ready to help you navigate the market.
We provide access to the latest listings, price trends, and financing options—and we’re always updating our site with fresh insights.
👉 Start your journey today at www.countyproperties.us for home evaluation and explore selling to buying affordability meets opportunity.
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